9900 S Thomas DR #1408 Panama City Beach, FL 32408
UPDATED:
Key Details
Property Type Condo
Sub Type Condominium
Listing Status Active
Purchase Type For Sale
Square Footage 864 sqft
Price per Sqft $376
Subdivision Shores Of Panama
MLS Listing ID 1006901
Bedrooms 1
Full Baths 2
HOA Fees $3,491/qua
HOA Y/N Yes
Year Built 2007
Annual Tax Amount $3,618
Tax Year 2025
Property Sub-Type Condominium
Source Emerald Coast Association of REALTORS®
Land Area 864
Property Description
Shores of Panama 1408 is an A floor plan in Panama City Beach, offering a one-bedroom plus bunk layout, two full bathrooms, deeded parking, and a convenient 8-stack location just off the bank of elevators. This turnkey, fully furnished condo features coastal décor and furnishings, updated light fixtures, and luxury vinyl plank flooring throughout.
The living area is designed for easy use as a short-term rental or personal beach retreat, with open flow into the dining area and kitchen. The kitchen features granite countertops, white appliances, and a white subway tile backsplash. The primary bedroom includes a king-size bed and private bathroom with a tub/shower combo. Near the entry, the bunk area has access to its own full bathroom, giving the floor plan added functionality beyond a standard one-bedroom layout.
The balcony offers a strong resort-view setting with lagoon pool views and Gulf views from the 8th floor. Additional details include a deeded parking space on the 7th floor, water heater from 2016, and HVAC from 2006.
Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge.
The same owner is also listing Shores of Panama 1410, positioned nearby on the same floor. For guests traveling together, the close front-door proximity creates a convenient two-unit setup with the same elevator access, separate private spaces, and more time together without being spread across the resort.
HOA dues are $3,326.18 per quarter. One special assessment payment remains in the amount of $1,155.20 (4th quarter of 2026)
Approximate Gross rental income was $23,000 in 2024, $28,000 in 2025, and $28,750 year-to-date through the end of June 2026.
All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.
Location
State FL
County Bay
Community Short Term Rental - Allowed, Bbq Pit/Grill, Beach, Deed Access, Elevators, Exercise Room, Pets Allowed, Picnic Area, Pool, Tv Cable, Waterfront
Area 27 - Bay County
Direction Shores of Panama is located next to Pineapple Willy's across from Laketown Wharf, at the intersection of Front Beach Road and Thomas Dr
Rooms
Primary Bedroom Level Main
Master Bedroom true
Kitchen true
Interior
Interior Features Breakfast Bar, Owner's Closet, Pantry, Washer/Dryer Hookup
Heating Central
Cooling Central Air
Flooring Floor Laminate
Furnishings Furnished - All
Window Features Window Treatment All,Double Pane Windows
Appliance Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Exterior
Exterior Feature Balcony, Balcony
Parking Features Deeded
Pool Pool Type
Community Features Short Term Rental - Allowed, BBQ Pit/Grill, Beach, Deed Access, Elevators, Exercise Room, Pets Allowed, Picnic Area, Pool, TV Cable, Waterfront
Utilities Available Community Water, Electric, TV Cable
Waterfront Description Gulf
View Gulf
Accessibility 709
Garage No
Building
Faces Shores of Panama is located next to Pineapple Willy's across from Laketown Wharf, at the intersection of Front Beach Road and Thomas Dr
Sewer Community Sewer
New Construction No
Schools
Elementary Schools Breakfast Point
Middle Schools Breakfast Point
High Schools Arnold
Others
Pets Allowed No
HOA Fee Include Accounting, Ground Keeping, Insurance, Internet Service, Management, Master Association, Sewer, TV Cable, Trash, Water
Tax ID 40000-650-239
Virtual Tour https://www.zillow.com/view-imx/daaf500f-46bb-4035-b1aa-f206564ab77e?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
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